Overview:
Moving into your first apartment is exciting, but overlooking hidden costs and lease details can turn freedom into frustration. From heating bills and laundry setups to parking, floor levels, and neighborhood vibes, renters face decisions that impact daily comfort and long-term affordability. Realtor Gabrielle Peters of The Bella Group shares insider tips on what to ask before signing, plus advice on navigating rental applications successfully.
Your First Apartment: A Renter’s Guide to Smart Choices
Stepping into your first apartment feels like claiming your own slice of freedom—a cozy urban studio or a quiet suburban one-bedroom. But beyond rent and aesthetics, first-time renters often miss details that shape costs and comfort. As a realtor with The Bella Group and a property investor for over a decade, I’ve seen renters thrive by asking the right questions. Here’s a guide to overlooked factors and application tips to help you land your ideal home, wherever you’re searching.
Heating: The Budget Shocker
Heating can jolt your wallet if not included in rent. Gas heat averages $100–$250 monthly, while electric baseboard can climb to $350 for a 1,000-square-foot unit, sometimes more depending on local rates or if the apartment has old windows or little insulation, per EnergyStar.
What to Ask:
- Is heat included in rent?
- If not, is it gas, oil, or electric, and how efficient is the system?
Pro Tip: Many states offer discounted energy rates. For example, Eversource’s Energy Assistance programs in New England can trim bills by 20–50%. New renters should ask their realtor or check state energy sites (e.g., energy.gov) to unlock these savings.
Laundry: Convenience or Cost?
Laundry setups vary. In-unit washer-dryers are a luxury, but hookups mean buying machines, and shared basement facilities cost $2–$5 per load, per RentCafe.
What to Ask:
- Is laundry in-unit, shared on-site, or off-site?
- What are the costs and hours of access?
A quick check before signing avoids weekly laundry headaches.
Parking: More Than a Spot
Off-street parking is a treasure in snowy regions.
What to Ask:
- How many spaces come with the lease?
- Who handles snow removal and how quickly?
Street parking? Check city websites for permit rules and seasonal restrictions.
Location and Floor: Noise vs. Effort
A first-floor unit may be convenient but noisy. A top-floor unit reduces overhead noise but means more stairs.
What to Check:
- Stairwell width for moving furniture.
- Noise levels during a walk-through.
Small details like creaky floors or tricky staircases often make the biggest difference.
Neighborhood and Outdoor Space: Vibe Check
Visit both day and night to get a true sense of noise and safety. Outdoor spaces like balconies or yards can boost quality of life—but confirm if they’re private or shared.
Nailing the Application
Most landlords require:
- Credit score: 650+ (700+ for upscale units)
- Income: 2.5–3.5x rent (e.g., $3,750–$5,250 for a $1,500 unit)
- Security deposit: 1–2 months’ rent
- Application fee: $25–$50
- Documents: Pay stubs, references, ID
Pro Tip: Include a brief cover letter showing reliability. Stand out by turning in a complete application on the first try.
As a realtor with The Bella Group and a property investor for over a decade, I’ve seen these details make or break renting experiences. From heating discounts to parking quirks, ask your realtor or explore local resources—your perfect apartment is waiting.
About the Author:
Gabrielle Peters is a realtor with The Bella Group and a property investor, passionate about helping renters and buyers. Visit bellaagents.com/gabrielle-peters or follow @wildwayfaringwonder on Instagram.
Articles by same author:
References
- EnergyStar. (2025). Residential Heating Costs. Retrieved from https://www.energystar.gov
- RentCafe. (2025). U.S. Rental Market Trends. Retrieved from https://www.rentcafe.com
- U.S. Department of Energy. (2025). Eversource Energy Assistance Programs. Retrieved from https://www.energy.gov
